10 Best Cashback and Rewards Websites in the UK

Cashback and rewards websites allow you to earn money on your everyday shopping by receiving a percentage of your spend back. They make shopping online more rewarding and can help you save a considerable amount each year. Today, let's explore the 10 best cashback and rewards websites available to UK consumers.

Cashback and rewards websites partner with thousands of retailers to give you money back when you shop through their links. It's an easy way to earn extra money as you don't need to change your shopping habits. You simply need to remember to start your online shopping through the cashback site.

The cashback rates can range from 1% to over 10% of your transaction amount. Some sites also offer welcome bonuses, referral schemes, giveaways, competitions and more. For regular online shoppers, signing up to cashback websites can easily give you £100s extra per year.

Here are some of the main benefits of using cashback and rewards websites:

  • Earn money on your regular spending with no extra effort
  • Accumulate cash rewards that can be withdrawn to your bank or used for shopping
  • Get access to discounts, deals and voucher codes
  • Available for all kinds of purchases including groceries, holidays, insurance etc.
  • Most sites are completely free to join and use

How Cashback and Rewards Websites Work

Cashback websites function as affiliate marketing platforms. They have partnerships with thousands of retailers and brands. When you click through their site and make a purchase, the retailer pays them a small commission. The cashback site then shares the commission with you, the shopper.

Here is the step-by-step process:

  1. You sign up for an account with a cashback website for free.
  2. You click through to the retailer's site via the cashback website and make your purchase as normal.
  3. The cashback site tracks your purchase and receives commission from the retailer.
  4. Once the retailer has confirmed your order, the cashback site pays you a percentage of the commission they received in cash rewards.
  5. You accumulate cash rewards that can be withdrawn or used for shopping once you reach the minimum payout threshold.

It's a win-win arrangement as you earn cash rewards on purchases you'd be making anyway, while the retailers gain more customers.

Choosing the Best Cashback Site

With so many cashback sites available, how do you choose the right one for you? Here are the key factors to consider:

CriteriaDescription
Cashback RatesThis refers to the percentage of your spend that you receive in cash rewards. Rates can range from 0.5% to over 20%. Look for sites that offer high rates across your most used retailers.
Retailer NetworkCheck that your most-used stores and brands are listed on the cashback site. The larger the retailer network, the more earning opportunities.
Welcome OffersMany sites offer welcome bonuses and discounts for new members. Consider sites with generous welcome offers.
Minimum PayoutThis is the minimum your cash rewards must reach before you can withdraw. Look for a low threshold like £10.
Payment FrequencyHow often the site pays out your accumulated cash rewards. Monthly is ideal.
Payment MethodsThe ways you can withdraw your earnings, like bank transfer, PayPal, gift cards etc.
TrustworthinessChoose an established site with positive customer reviews. Look for transparency about how the site earns money.

By evaluating cashback sites against these criteria, you can determine the best fit for your shopping habits and earnings preference.

Top 10 Cashback Websites in the UK

Now let's explore the top 10 cashback and rewards websites in the UK:

1. TopCashback

Founded in 2005, TopCashback is the UK's most popular cashback site with over 6 million members.

Key Features:

  • Cashback rates up to £15
  • No minimum payout
  • Over 4,500 partner retailers
  • £10 welcome bonus
  • Pays out every 7 days
  • Bank transfer, PayPal and gift card payment options

TopCashback offers among the highest rates across all categories and reliable tracking and payouts. It also offers bonuses and competitions for extra earnings.

2. Quidco

Established in 2005, Quidco has paid out over £350 million in cashback so far.

Key Features:

  • Cashback rates up to £15
  • £10 minimum payout
  • Over 4,000 retailers
  • £5 welcome bonus
  • Monthly payout schedule
  • Bank transfer, PayPal, gift card and charity donation payment options

Quidco matches cashback rates with TopCashback and offers new member-exclusive deals. It also has a popular Chrome extension.

3. Airtime Rewards

Airtime Rewards pays you cashback on your mobile bills and shopping.

Key Features:

  • Up to £7.50 cashback on mobile bills
  • £10 minimum payout
  • Over 150 retailers including Tesco, Sainsbury's, Asda
  • £1.50 welcome bonus
  • Weekly payout schedule
  • Bank transfer and gift card payment options

Airtime Rewards makes earning cashback on groceries and petrol easy. You can also reduce your mobile bill costs.

4. JamDoughnut

JamDoughnut gives cashback on buying gift cards for shopping.

Key Features:

  • Up to 12% cashback on gift cards
  • £10 minimum payout
  • 130+ gift card retailers including Tesco, Amazon, Currys
  • £2 welcome bonus
  • Instantly transfer gift card value to your bank
  • Bank transfer payment method

JamDoughnut offers a unique way to earn cashback on everyday spending at major retailers.

5. Daali – Android App

Daali is a cashback app that offers extra savings if you opt-in to tailored ads.

Key Features:

  • Up to 20% cashback
  • £10 minimum payout
  • 2,000+ retailers including Boots, JustEat, Ocado
  • £2 welcome bonus
  • Weekly payout schedule
  • Bank transfer and gift card payment options

Daali provides one of the more generous cashback rates. You can increase your earnings by opting into relevant ads.

6. KidStart

KidStart helps you earn cashback on your children's expenses.

Key Features:

  • Up to 12% cashback
  • No minimum payout
  • 400+ retailers including Disney, Lego, Toys R Us
  • £2.50 welcome bonus
  • Monthly payout schedule
  • Bank transfer and gift card payment options

KidStart makes saving money on your kids' clothes, toys, days out and more effortless.

7. Oh My Dosh!

Oh My Dosh! offers cashback and ‘get paid to' rewards like surveys and free trials.

Key Features:

  • Cashback rates between 3% to 15%
  • £10 minimum payout
  • 1,000+ retailers and rewards
  • £1 welcome bonus
  • Weekly payout schedule
  • Bank transfer payment method

Oh My Dosh! provides a great variety of cashback and rewards opportunities in one place.

8. Swagbucks

Swagbucks is an international rewards program offering cashback, surveys, games and more.

Key Features:

  • Up to 15% cashback
  • £5 minimum payout
  • Over 1,500 retailers
  • 300 SB (£3) sign up bonus
  • Multiple payout options including PayPal and gift cards

Swagbucks provides many ways to earn rewards through its expansive marketplace. Cashback can be earned in points called SB.

9. GreenJinn

GreenJinn rewards you for choosing sustainable brands and offsetting your carbon footprint.

Key Features:

  • Up to 20% cashback
  • £3 minimum payout
  • 150+ eco-friendly retailers
  • £5 welcome bonus
  • Monthly payout schedule
  • Bank transfer and donation payment options

GreenJinn is the only cashback site dedicated to sustainable shopping. You can also offset your carbon footprint.

10. Picodi

Picodi operates in 45 countries offering coupons, deals and cashback.

Key Features:

  • Up to 10% cashback
  • No minimum payout
  • 1,000+ international retailers
  • Coupons and deals available
  • Monthly payout schedule
  • Bank transfer, PayPal and Bitcoin payment options

Picodi makes saving money on popular international brands easy. It offers cashback worldwide.

Tips to Maximise Your Cashback

Follow these tips to get the most out of using cashback and rewards websites:

  • Use cashback browser extensions – These notify you when cashback is available as you shop online. TopCashback and Quidco have excellent extensions.
  • Shop through the site directly – Start your shopping by clicking through the cashback site rather than going directly to the retailer.
  • Activate any bonuses – Make the most of sign up and referral bonuses offered by sites.
  • Use multiple cashback sites – Some retailers are exclusive to certain sites so for the most coverage, use multiple.
  • Buy discounted gift cards – Some sites offer discounted gift cards that you can use to shop and earn cashback.
  • Participate in giveaways – Enter free prize draws and competitions to earn extra rewards.
  • Write reviews – Sharing your shopping experience can earn you additional cashback.
  • Share with friends – Refer others to earn referral commissions.

Using these tips can help you maximise your cashback earnings and achieve greater savings.

Pros and Cons of Cashback Websites

Let's summarise the key advantages and potential drawbacks of using cashback and rewards websites:

Pros

  • Earn money on regular spending
  • Useful rewards programs
  • Access to discounts and deals
  • Bonuses and incentives available
  • Most sites are free to use
  • Easy to earn extra hundreds yearly

Cons

  • Cashback is not guaranteed
  • Sites may refuse payment
  • Must remember to shop via the site
  • Smaller retailers may not be listed
  • Can take time to receive cash rewards
  • Risk of failed tracking

Overall, the pros seem to outweigh the cons. As long as you choose a reputable site, cashback offers an effortless way to earn money while shopping.

FAQs about Cashback and Rewards Websites

How much can I earn from cashback sites?

Your earnings depend on your shopping habits. Regular users can easily get £100+ cashback yearly. Signing up for sites with generous welcome offers can also boost your earnings.

Are cashback sites safe to use?

The top cashback sites are secure as long as you access them directly rather than via links. Stick to established sites with lots of positive reviews. Avoid lesser known sites asking for sensitive information.

Why do retailers offer cashback?

Cashback is a form of affiliate marketing. Retailers pay commission to cashback sites who direct customers to them. Cashback sites share this commission with shoppers to incentivise purchases.

How quickly do I receive my cashback?

Most sites pay out earnings every 4 to 8 weeks once the retailer has confirmed your order. However, it can take up to 3 months for the cashback to appear in your account.

What happens if my cashback tracking fails?

If your cashback fails to track, contact the cashback site's customer service. If they cannot resolve it with the retailer, you unfortunately won't receive cashback for that purchase.

Conclusion

Cashback and rewards websites provide an effortless way to earn money on your shopping. The top 10 cashback sites make saving money on your regular purchases easy and convenient.

By evaluating factors like cashback rates, retailer choice and welcome bonuses, you can determine the best cashback site for your spending habits. Following tips to maximise your earnings can help you gain the most savings.

While there is a small risk of cashback tracking failures, the rewards outweigh the risks when using reputable cashback sites. Overall, signing up to cashback sites is a simple but lucrative way for UK shoppers to earn hundreds of pounds in cash rewards every year.

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